Oswin Alfred | 1 Mortgage Broker License# M20002334

416-843-1180 [email protected]

Mortgage Renewals

Everyone's financial situation is unique, and we’re here to find the right mortgage solution for you. With expert advice and access to competitive rates, we make the process smooth and stress-free.

Don't Settle at Renewal—Get the Best Mortgage for You

Many homeowners simply renew their mortgage with their current lender, assuming it's the easiest option. In fact, around 70% of homeowners sign their renewal forms without exploring better rates or options. But your mortgage renewal is a key opportunity to secure a lower rate, adjust your financial strategy, and even access your home equity.

Before signing, ask yourself:

Could you get a better interest rate elsewhere?
Do you want to consolidate high-interest debt into your mortgage?
Are you considering renovations, a vacation home, or other financial goals?

As an independent mortgage professional, I work with multiple lenders—major banks, credit unions, trusts, and alternative lenders—to negotiate the best mortgage solution for you. Let me help you make the most of your renewal. Contact me today to explore your options!